Posts Tagged ‘new york collection agency’
Know The Score: What’s Up With Your Credit Report?
February 5th, 2010
Your credit score can be likened to your criminal record. Both will follow you around for a very long time, and both are supposed reflections of the person you are. Only you and perhaps your attorney will know your criminal record. But your credit score can be pulled when you apply for a credit card, or go to get a new car, or even try to move in to a new place.
For those not in the know, your credit score is based on a number system between 300 and 850. A secret formula (OK a mathematical algorithm) determines what your number should be. Experts and creditors agree that your credit score is said to be a very accurate prediction of how likely you are to pay off your bills.
Posted in credit | 
Tags: collect business debt, collection agencey, collections agencey, credit, nationwide collections, nationwide debt collection agency, new york collection agency, New York Collection company, rob sanchez, small business collection agency, spanish collection agency | 
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How To Recoup From A Bankruptcy
August 31st, 2009
Bankruptcies can hang on your credit report for up to 10 years and can butcher your credit score by hundreds of points. But by using these tactics, you could improve your credit score and become creditworthy several years before the bankruptcy drops off your credit report.
Patching up your credit score after a bankruptcy is far from being easy. “Filing bankruptcy is supposed to be a fresh start,” says Stephen Snyder, credit expert and author of “Credit after Bankruptcy.”
After a bankruptcy discharge, make sure your credit report is meticulous. After all, your goal is to enhance your credit score rapidly, and inaccurate information will only extend the time it takes to score high enough for conventional credit. You are entitled to one free credit report every 12 months from each of the three national credit bureaus. Credit bureaus generally have 30 to 45 days to investigate your claim.
