by John Cooper
Phone calls and other communications from debt collectors can be incredibly frustrating. They will cause some to change numbers and even move just to avoid it.
However the frustration is multiplied when the debt they are calling you about is not yours or is due to a mistake ...
Most Recent Articles For: how to
Written by Matt Douglas on January 6th, 2009
Written by John Cooper on December 31st, 2008
by John Cooper
To improve your credit score can seem like an impossible task. The scoring model seems to factor in tons of information and makes it seem as if you have no control over your score.
Well they are wrong. No matter how bad your credit score is you can take ...
Written by John Cooper on December 16th, 2008
by John Cooper
To dispute an item on your TransUnion credit report you must use the dispute process. This is done by creating and mailing a dispute letter or hiring a service to dispute items on your credit report on your behalf.
You should know that you must file a dispute separately ...
Written by Justin Hutto on December 10th, 2008
by Justin Hutto
You must dispute a collection, to remove it from your credit report. This dispute needs to be filed with the credit bureaus.
A dispute letter must be sent to each bureau. In your letter you have to identify the mark you are disputing and why it is inaccurate and ...
Written by Matt Douglas on November 30th, 2008
by Matt Douglas
Here are the five pieces on your credit report the bureaus use to calculate your credit score. In addition you will find the approximate value each piece carries in the credit scoring model.
1. Payment History (45%)
This is the area in which negative listings on your credit report are ...
Written by Dan Moskel on November 29th, 2008
by Dan Moskel
If you are in chexsystems you are in a tough spot. This will prohibit you from opening a new checking account and damage your credit score.
There is an alternative; you can get a prepaid credit card. Most offer direct deposit for free.
This can save you money by ...
Written by Justin Hutto on November 28th, 2008
by Justin Hutto
You will have to dispute the collection to have the credit bureaus remove it from your credit report. You must file a dispute directly with the bureaus.
A dispute letter must be sent to each bureau. In your letter you have to identify the mark you are disputing and ...
