Pacer – The Online National Bankruptcy Database And Others
December 11th, 2009
When do you think about a bankruptcy database? The one that is used by the federal courts is known as PACER which can be accessed through the Internet only after paying a fee for such access. This database is especially important to attorneys since they need it to file their client’s bankruptcy cases online.
It is also important because when there is greater number of filings, courts allows attorneys to use online means for filing for bankruptcy on behalf of their clients.
The Pacer database cannot be accessed by the general public. Anyone seeking to access information held within it must first go through their attorney.
There are however, many companies that have their own bankruptcy databases which help consumers who need to file for bankruptcy and who need to use such bankruptcy databases to find information related to business etc.
Using different search queries with bankruptcy databases
Bankruptcy databases give you tools that allow you to make queries to their database. You will find that you can search by state, city and even using the first few digits of zip codes.
Another way of searching for data that is normally presented to you is by date, this can include the filing date, data of first meeting, the dismissal date and of course the discharge date.
It is also possible to search the bankruptcy database according to type such as chapter seven or chapter eleven dismissal or even a combination that you may opt for, and the bankruptcy database is also able to furnish information regarding individuals as well as businesses
Just for those who are unclear on this, Chapter 11 is only businesses and you will find that chapter 7 is mostly for businesses too where as chapter- on the other hand is only really for individuals.
What’s more, the bankruptcy database also can hold all the relevant information regarding amounts related to assets and liabilities though not every bankruptcy database will hold such information.
It might surprise you to know but these bankruptcy databases can often show you actual physical addresses as well and give you the options to be able to filter out house addresses, PO boxes etc, etc.
This has been a quick overview of what you can expect from some of the major bankruptcy databases. As I’m sure is clear by now these databases hold a lot of information that can be very useful to the right people.
Bankruptcy Pacer is only one thing discussed at the How To File Bankruptcy archive here.
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Tags: bad credit, bankruptcy, business, credit, databases, economics, education, Finance, home business, law, legal, money, self improvement, social issues
