American Express Platinum Business Credit Card

Written by travelwell on March 8th, 2008

The Platinum Business Credit Card, issued by American Express®, is an ideal card for business owners with good credit who prefer to manage all business-related expenses on one credit card and who may carry a revolving balance to help finance their business operations.

Since American Express is a large well organized and well financed diversified financial services and travel company it is able to offer many extra benefits with its cards, especially the Platinum Business Credit Card. American Express credit cards have long been thought of by consumers as a premium prestige credit card in the card marketplace. 

The business credit card has a reasonable interest rate for those who qualify, providing a low cost option for paying business expenses over time. The card also offers a 0% introductory rate for twelve months on purchases and a fixed 4.99% introductory rate for the life of the loan on balance transfers made during the application process or posted to the account within 45 days.

Those who are familiar with American Express® cards know that a variety of services and benefits are available to cardholders that include various purchase security features, up to $100,000 in travel accident insurance, and special discounts at participating merchants including AT&T®, FedEx®, 1-800-FLOWERS.COM®, and Hertz®. However, it is important to review the disclosures for participating merchant discounts, as restrictions and limitations do apply in order to take advantage of the discounts.

Cardholders are also granted access to the Membership Reward Options program for no additional annual fee. The program offers cardholders the opportunity to redeem accumulated points for various services and benefits.

For those who are not familiar with the Membership Reward Options program, it is one of the most flexible credit card reward programs available as it has no yearly limit and no expiration applied to earned points.

Therefore, those who qualify for the lowest rate offered, are planning to carry a revolving balance (due to the low interest rate), and will be able to take advantage of the discounts and reward program offered may find The Platinum Business Credit Card beneficial.

Most Attractive Feature(s): Access to Membership Rewards Options program; special discounts at participating merchants; many benefits and additional perks; no annual fee.

Least Attractive Feature(s): Not all applicants may qualify for the lowest rate offered.

For addition information and to apply for the American Express Platinum Business Credit Card online visit our sister site LifeCreditCards.Com In addition, at LifeCreditCards.Com you can review and compare features of the various American Express credit cards as well as many major credit cards.

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