Equifax Credit Reports Credit Score
Written by travelwell on March 7th, 2008Equifax is one of the three main credit bureaus and a well-respected provider of credit information. They offer various programs for monitoring your credit files for identity theft and credit fraud, as well as a program for monitoring your credit score. They also provide several options for receiving your credit reports and credit score.
With cybercrime, fraud, and identity theft reaching epidemic levels Equifax offers services that almost everyone who has a credit card and who maintains a credit rating needs.
There are three plans available if you would like to monitor your credit files for identity theft and credit fraud, including the Equifax Credit Watch Gold with 3-in-1 Monitoring plan, the Equifax Credit Watch Gold plan, and the Equifax Credit Watch Silver plan. Depending on which plan is chosen, they provide daily or weekly credit file monitoring, alerts to key changes in your files, access to your credit reports and credit score, and up to $20,000 in identity theft insurance.
If you choose one of the three Credit Watch programs, you’ll also have the option to add Equifax Credit Report Control, which allows you to lock and unlock your Equifax credit report online quickly and easily. This helps prevent credit fraud by restricting access to your Equifax credit report.
They also offer the Score Watch program, which is designed to monitor changes to your credit score that will affect the interest rate that you are most likely to receive, and it monitors your Equifax credit file for key changes as well. This program is great if you would like to keep track of your credit score to know specifically when the best time is to apply for new credit.
If you are looking to receive copies of your credit report or credit score, Equifax offers a wide range of products to suit your needs. You can choose from simply receiving your Equifax credit report to receiving a 3-in-1 credit report from Equifax, Experian, and TransUnion, plus your current FICO score is also available. All of these options include various helpful tools and a confirmation number needed to use Equifax’s free online dispute feature if there are any inaccuracies in your credit reports.
Overall, the range of options that are available and the reasonable prices make Equifax an excellent option for obtaining credit file information and credit monitoring services.
Most attractive features: Variety of program options available; reasonable prices.
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Tags: credit report, Equifax, FICO score