Life Credit Cards

LifeLock is an identity theft and credit fraud protection program that stops thieves before they have a chance to steal your identity. In the new age of cybercrime Lifelock offers a valuable needed service.

In recent years identity theft and credit card fraud have skyrocketed causing consumers and businesses billions of dollars a year. It’s better to be proactive in preventing identity theft rather than having to deal with the expenses and damage the identity theft and credit card fraud can bring. 

Unlike most other credit monitoring services that alert you after your credit has already been compromised, LifeLock places fraud alerts on your credit reports at the major credit bureaus including Equifax, Experian, and TransUnion. These credit report fraud alerts make it a requirement for any creditor that is accessing your credit reports to verify your identity before they can issue credit in your name.

This means that if anybody applies for credit in your name, the creditors will have to verify your identity and confirm that the credit application is not the result of identity theft, which will alert you to the fact that your information has been compromised without letting thieves get credit in your name.

If for any reason thieves are somehow able to bypass this protection and steal your identity, LifeLock will take full responsibility for your losses and fight to restore your good name. They will cover all of the costs to recover your identity, including lost wages, attorney fees, and actual monetary losses, for up to $1,000,000.

LifeLock also provides you with copies of your credit reports from Equifax, Experian, and TransUnion. You will receive them within six weeks of enrolling in the program and once a year thereafter. Members will also have their junk mail restricted, pre-approved credit offers blocked, and will receive assistance when applying for new credit.

Additionally, LifeLock is available for children, who make up a large number of identity theft victims. It is also available for businesses to help protect their employees and customers, as well as for various associations, universities, and other organizations that want to protect their members and associates.

LifeLock charges $9 per month for adults, or you can pay a yearly rate of $99. Children are an additional $2.25 per month or $22.50 per year, but they can only be enrolled in addition to an adult. You may cancel your service at any time, and if you prepaid, LifeLock will refund any unused amount.

Overall, LifeLock is one of the best programs available for protecting your identity and credit, and as proof of their ability to protect your identity, their CEO has literally published his own social security number on their website in a challenge to thieves to steal his identity. If you would like to feel that confident about the security of your identity and credit, enroll in LifeLock identity theft services today.

Most attractive features: Provides fraud alerts on your credit reports that require creditors to verify your identity; $1,000,000 damage reimbursement guarantee.

Least attractive features: Obtaining credit may be delayed, as creditors seek to verify your identity. However, LifeLock provides assistance in obtaining credit when you are a client.

Additional Lifelock Services

Lifelock blocks you from receiving pre-approved credit card offers in the mail. Provides assistance in obtaining credit.

To learn more about Lifelock visit our sister website.

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Tags: cybercrime, fraud protection, identity theft, Lifelock